(615) 953-7124 Tyrone J. Taylor, EA · Enrolled Agent · by appointment tjtaylor@taylortaxandfinancial.com Client Hub

Service area · Sumner County

IRS payment plans and offers for Cottontown

Cottontown is unincorporated Sumner County, about 27 miles from the office. Help weighing an IRS installment agreement against an Offer in Compromise.

26.8 mifrom the office on Perimeter Park Drive, straight-line. Meetings by appointment, or by phone.

Cottontown at a glance, for a tax problem

How is Cottontown taxed without a city government?

Cottontown is taxed at Sumner County’s rates because it’s a census-designated place with no city government. A Cottontown business collects sales tax at 9.25%, the 7% state rate plus the county’s 2.25%, while Gallatin, about 6 miles away, has charged 9.75% since its local rate went up on March 1, 2025.

Liens follow the county too. The Sumner County Register of Deeds at 355 N Belvedere Dr, Suite 201, Gallatin, records the IRS’s notice of federal tax lien on Cottontown real estate and any Tennessee Department of Revenue lien. The Census Bureau publishes no population estimate for Cottontown, since it isn’t a city.

Should a Cottontown taxpayer ask for a payment plan or an Offer in Compromise?

A Cottontown taxpayer shouldn’t ask for either one until the financial review is done, because that review decides which one the IRS is likely to accept. Tyrone gathers income, expenses and assets, on Form 433-A or 433-F where the IRS requires it, then reads the transcripts for the collection statute expiration date, the end of the IRS’s ten years to collect.

A balance the household can pay off over time points to an IRS installment agreement. An Offer in Compromise is considered when the numbers show the full amount can’t be paid. As the firm puts it, the work starts with the facts, “not simply selecting a tax-relief program.”

Answers

Tax questions from Cottontown

Is Cottontown, TN part of Gallatin?

No, Cottontown isn’t part of Gallatin; it’s an unincorporated, census-designated place in Sumner County about 6 miles from Gallatin’s center. It charges the county’s 9.25% sales tax rather than Gallatin’s 9.75%, though liens on its property go to the Sumner County Register of Deeds, which is in Gallatin.

What sales tax does a Cottontown business charge?

A Cottontown business charges 9.25%, the 7% Tennessee rate plus Sumner County’s 2.25% local rate, because Cottontown has no city rate of its own. On $1,000 of taxable sales that’s $92.50, which the business owes the Tennessee Department of Revenue, the agency that collects any shortfall.

Where is an IRS lien on a Cottontown house recorded?

An IRS lien on a Cottontown house is recorded with the Sumner County Register of Deeds at 355 N Belvedere Dr, Suite 201, Gallatin 37066. Tennessee law sends a federal tax lien notice on real property to the register of the county where the property is located, which here is Sumner.

How far is Cottontown from the Taylor Tax office?

Cottontown is about 27 miles in a straight line from the office at 301 S Perimeter Park Dr, Suite 100, Nashville. Appointments there are booked ahead, and a Cottontown payment plan or offer can be worked out entirely by phone once Tyrone has your signed Form 2848.

Enrolled Agent · Nashville, TN

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